Capell & Associates Inc.
Insurance Agency
Food Service & Restaurant Insurance for Long Island Businesses
Insurance Policies Designed for Restaurants.
Capell & Associates Inc. provides food service and hospitality insurance policies for businesses throughout Suffolk County and Nassau County, with coverage options available for New York City locations. We work with bakery owners, delicatessen operators, and pizzeria owners to structure policies that align with health regulations, lease requirements, and real-world operating risk.
Insurance Policies for Restaurants
Coverage may include:
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General Liability Insurance
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Business Owners Policy (BOP)
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Commercial Property Insurance
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Business Income / Interruption Coverage
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Workers’ Compensation Insurance
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Commercial Auto (for delivery operations)
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Umbrella / Excess Liability (when required by contracts)
Coverage is structured to support inspections, permits, certificates of insurance, and ongoing compliance.