General Liability Insurance Policy for Delis (NY)
Protects your deli against third-party bodily injury and property damage claims, including customer slip-and-falls, burns, and food-related illness allegations arising from daily operations.
Business Owners Policy (BOP)
A bundled policy combining general liability and commercial property insurance is often the most cost-effective option for neighborhood delis and small food service businesses.
Commercial Property & Equipment Insurance Policy
Provides coverage for your deli’s building improvements, refrigeration units, slicers, grills, fryers, prep equipment, seating, and inventory against covered losses, including fire, theft, vandalism, and certain equipment failures.
Workers’ Compensation Insurance Policy (Required in New York)
Workers’ Compensation insurance is required by New York law for businesses with employees. Deli workers face daily risks, including cuts, burns, slips, repetitive-motion injuries, and heavy lifting.
We help ensure:

• Proper employee and payroll classification

• Competitive policy pricing

• Audit preparation and experience modification review

Business Interruption Insurance Policy
Helps replace lost income and cover ongoing expenses if your deli must temporarily close due to a covered property loss such as fire or major equipment damage.
Commercial Auto Insurance Policy (If Applicable)
Covers deli-owned vehicles used for catering, delivery services, or supply runs.