Capell & Associates Inc.
Insurance Agency

Personal Auto Insurance for Long Island
Auto Insurance Coverage Designed for New York Roads
Serving Suffolk County, Nassau County & New York City
Capell & Associates Inc. helps drivers across Suffolk and Nassau counties with coverage options for New York City, and offers secure personal auto insurance policies tailored to New York requirements and real-world driving conditions.
Auto Insurance Coverage Built for Your Driving Needs
No two drivers are the same. Our licensed advisors take the time to understand how you use your vehicle and structure coverage accordingly. Auto insurance policies may include:
Liability Coverage
Protection if you are legally responsible for bodily injury or property damage to others. Required under New York law.
Collision Coverage
Pays for damage to your vehicle caused by a collision with another vehicle or object, regardless of fault.
Comprehensive Coverage
Covers non-collision losses such as theft, vandalism, fire, falling objects, and weather-related damage.
Personal Injury Protection (PIP)
Coverage for medical expenses and lost wages following an accident, as required in New York.
Uninsured / Underinsured Motorist Coverage
Protection if you’re injured by a driver who lacks sufficient insurance.
Coverage for a Wide Range of Drivers & Vehicles
We assist with personal auto insurance for:
Individual drivers and families
Multi-vehicle households
New and used vehicles
Teen and newly licensed drivers
High-value or specialty vehicles
Our goal is to balance proper protection with cost efficiency — without cutting corners that could create issues after a claim.