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Capell & Associates Inc.
Insurance Agency

Pizzeria Insurance for Pizza Shops & Delivery Operations in New York
Insurance Policies for Pizzerias, Pizza Restaurants & Delivery Businesses
We provides specialized Pizzeria Insurance policies for dine-in pizzerias, take-out pizza shops, and delivery-focused operations across Long Island, Nassau County, Suffolk County, and New York City.
Established in 1992, we help pizzeria owners secure insurance policies that satisfy landlord requirements, health department standards, and licensing obligations — while protecting their business, employees, and customers.
Insurance Policy Options for Pizzerias & Pizza Restaurants
General Liability Insurance Policy for Pizzerias (NY)
Provides protection against third-party bodily injury and property damage claims, including customer slip-and-falls, burns, and food-related illness allegations arising from daily operations.
Business Owners Policy (BOP)
A bundled policy combining general liability and commercial property insurance into one cost-effective solution for many pizza shops and small restaurants.
Commercial Property & Equipment Insurance Policy
Covers your pizzeria’s building improvements, pizza ovens, hoods, refrigeration units, prep tables, seating, and inventory against covered losses, including fire, theft, vandalism, and certain equipment failures.
Workers’ Compensation Insurance Policy (Required in New York)
Workers’ Compensation insurance is required by New York law for businesses with employees. Pizzeria staff face daily risks, including burns, cuts, slips, repetitive-motion injuries, and heavy lifting.
We help ensure:
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Proper employee and payroll classification
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Competitive policy pricing
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Audit preparation and experience modification review
Business Interruption Insurance Policy
Helps replace lost income and cover ongoing expenses if your pizzeria must temporarily close due to a covered property loss such as fire or major equipment damage.
Capell & Associates Inc.
Capellinsured.com
Call us:
631-698-7400
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