General Liability Insurance Policy for Paint Stores (NY)
Protects your business against third-party bodily injury and property damage claims, including customer slip-and-falls, product-related incidents, and damage arising from daily retail operations.
Business Owners Policy (BOP)
A bundled policy combining general liability and commercial property insurance into one cost-effective solution for many paint and wallcovering retailers.
Commercial Property & Inventory Insurance Policy
Covers your retail space, shelving, displays, mixing equipment, point-of-sale systems, and paint and wallcovering inventory against covered losses, including fire, theft, vandalism, and certain equipment failures.
Pollution Liability Insurance Policy (When Applicable)
Provides protection for claims arising from accidental spills, leaks, or releases of paint, solvents, or other chemicals — particularly important for stores that mix paints on-site or store large quantities of coatings and chemicals.
Workers’ Compensation Insurance Policy (Required in New York)
Workers’ Compensation insurance is required by New York law for businesses with employees. Paint store employees face risks including lifting injuries, slips, chemical exposure, and repetitive motion injuries.