Capell & Associates Inc.
Insurance Agency

Janitorial & Service Contractor Insurance in NYC, Nassau & Suffolk County
Insurance for Commercial Cleaning & Janitorial Contractors Across New York
We provide insurance for janitorial and service contractors operating throughout New York City, Nassau County, and Suffolk County. Whether you clean office buildings, medical facilities, retail stores, schools, or multi-tenant properties, we help you stay contract-compliant, properly classified, and fully protected.
Who We Cover
We provide coverage for a wide range of janitorial and service operations, including:
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Commercial Janitorial & Office Cleaning Contractors
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Medical, Dental & Healthcare Facility Cleaning
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Retail, School & Municipal Cleaning Services
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Owner-Operators and Multi-Crew Contractors
Whether you operate independently or subcontract work, we tailor coverage to how your business actually functions.
Workers’ Compensation Insurance for Janitorial Contractors in NY
We help janitorial and cleaning contractors access New York-approved workers’ compensation, including options that may offer:
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Upfront premium savings
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Potential annual dividend returns
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Classification and payroll verification support
Whether you’re an owner-operator or managing multiple cleaning crews, we ensure your workers’ comp policy aligns with your actual operations and minimizes long-term cost.