General Liability Insurance Policy for Flooring Contractors (NY)
Protects your business against third-party bodily injury and property damage claims arising from installation work, completed operations, tools, or employee actions — including damage to floors, walls, trim, or adjacent areas.
Business Owners Policy (BOP) (When Eligible)
Combines general liability and commercial property insurance into one streamlined policy for contractors with office, shop, or warehouse locations.
Tools, Equipment & Inland Marine Insurance Policy
Covers tools, equipment, and materials while:

• On job sites

• In transit

• Stored at temporary or mobile locations

Critical for contractors relying on saws, nailers, compressors, adhesives, and specialty installation equipment.
Workers’ Compensation Insurance Policy (Required in New York)
Workers’ Compensation insurance is required by New York law for businesses with employees. Flooring contractors face elevated risks from lifting, kneeling, repetitive motion, sharp tools, and jobsite hazards.
We help ensure:

• Accurate trade and payroll classification

• Competitive policy pricing

• Audit preparation and experience modification review