Capell & Associates Inc.
A Long Island Insurance Agency

Insurance Products for Long Island Businesses & Households
Independent Coverage Advisors Serving Suffolk & Nassau County
We're an independent insurance agency providing personal and business insurance to clients across Suffolk and Nassau counties and Long Island. Our role is to help clients understand their coverage options, identify exposure gaps, and secure policies that reflect real-world risk — not generic assumptions.
We work with individuals, families, and business owners who value clear guidance, responsive service, and coverage that aligns with New York requirements.
The Insurance Products We Offer
We offer these Commercial Insurance Products
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Business Owners Policy (BOP)
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Commercial Auto Insurance
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Commercial Property Insurance
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Cyber Liability Insurance
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Employment Practices Liability (EPLI)
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General Liability Insurance
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NYS Disability & Paid Family Leave
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Professional Liability
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Umbrella & Excess Liability
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Workers’ Compensation Insurance
Business Insurance Policies for Long Island Companies
Our agency offers industry-focused business insurance policies for companies operating throughout Long Island and New York. Coverage is structured to support licensing, lease agreements, contracts, and day-to-day operations.
We commonly assist:
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Contractors and trade professionals
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Retail and storefront businesses
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Food service and hospitality businesses